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Claims  |
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We claim:
1. A telecommunications apparatus, comprising:
means for making announcements in a predetermined one of a plurality of
languages in response to entry of a predetermined one of a plurality of
telephone numbers; and
means for calling a telephone number of a called party communicating in the
one of a plurality of languages as a function of a speed dialing alias and
the predetermined one of a plurality of telephone numbers.
2. The apparatus of claim 1, in which the announcements are instructions
directed to a user regarding how to make a prepaid telephone call.
3. The apparatus of claim 1, in which the calling means comprises a means
for translating the speed dialing alias into a routable telephone number.
4. The apparatus of claim 3, in which the calling means comprises a means
for storing a routable telephone number for an entered telephone number
and a speed dialing alias.
5. The apparatus of claim 4, in which the calling means further comprises
means for outpulsing a predetermined one of the routable telephone numbers
in response to entry of a speed dialing alias.
6. The apparatus of claim 1, in which the called party is a special
information source which communicates in the predetermined one of a
plurality of languages.
7. The apparatus of claim 6, in which the information source communicates
weather information.
8. The apparatus of claim 6, in which the information source communicates
news.
9. The apparatus of claim 6, in which the information source communicates
language translations.
10. The apparatus of claim 6, in which the information source communicates
currency exchange information.
11. A public switched telephone network, comprising:
at least one central office switching system; and
a multilingual prepaid services system associated with the central office
switching system.
12. The apparatus of claim 11, in which the multilingual prepaid services
system is connected to the at least one central office switching system by
means of a T1 trunk.
13. The apparatus of claim 11, in which the multilingual prepaid services
system is connected to the at least one central office switching system by
means of at least one ISDN channel.
14. The apparatus of claim 11, in which the multilingual prepaid services
system is connected to the at least one central office switching system by
means of at least one analog line.
15. The apparatus of claim 11, in which the services system comprises an
end office switching system trunked to the at least one central office
switching system.
16. The apparatus of claim 15, in which the services system further
comprises a host computer connected to and controlling the end office
switching system.
17. The apparatus of claim 16, in which the services system comprises a
backup computer for the host computer.
18. The apparatus of claim 15, in which the services system comprises
another end office switching system which backs up the end office
switching system.
19. The apparatus of claim 11, in which tile services system comprises at
least one voice response unit computer capable of communicating with a
user of the telephone network in a plurality of languages.
20. The apparatus of claim 12, in which the services system comprises at
least one voice response unit computer connected by means of at least one
tip and ring line to the end office switching system, the voice response
unit computer capable of communicating with a user of the telephone
network in a plurality of languages.
21. The apparatus of claim 19, in which the voice response unit computer
contains stored representations of routable telephone numbers of
information sources communicating in a plurality of languages.
22. The apparatus of claim 21, in which the voice response unit computer is
capable of storing an access number entered by a prepaid user requesting
communications in one of the plurality of languages and is capable of
storing a speed dialing alias entered by the prepaid user, the voice
response unit computer being responsive to the entered access number and
the entered speed dialing alias for communicating with the prepaid user in
the one of a plurality of languages and for outpulsing one of the routable
telephone numbers of an information source which communicates in the one
of the plurality of languages so that the prepaid user is connected with
the information source associated with the outpulsed telephone number.
23. A multilingual prepaid telephone apparatus comprising:
a means for receiving one of a plurality of telephone numbers from a
prepaid user, each of the telephone numbers representing operation of the
multilingual prepaid telephone apparatus in one of a plurality of
languages;
a means for storing a group of announcements in the plurality of languages;
a means responsive to a received one of the plurality of telephone numbers
for directing at least one of the group of announcements to the prepaid
user in the language represented by the received telephone number;
a means for receiving at least one signal from the prepaid user
representing a user's account number in response to an announcement sent
to the user in the language represented by the received telephone number;
a means for verifying the validity of the account number;
a means for determining if there is a predetermined amount of available
credit associated with the account number;
a means for receiving a destination telephone number from the prepaid user;
a means for determining if there is sufficient credit available for a
telephone call to the destination number for a predetermined minimum time;
a means for determining an available duration of a telephone call to the
destination number in light of the available credit and nature of the
destination telephone number;
a means for completing a telephone call from the prepaid user to the
destination number if there is sufficient available credit for a telephone
call to the destination number for the predetermined minimum time;
a means for setting a timer with the available duration of a telephone call
to the destination number;
a means for starting the timer and running it during the telephone call to
the destination number;
a means for disconnecting the telephone call to the destination number when
the timer runs out; and
a means for computing a new available credit balance if the telephone call
to the destination number ends prior to the timer running out.
24. The multilingual prepaid telephone apparatus of claim 23, further
comprising
a means for receiving a speed dialing alias and outpulsing a routable
telephone number of an information source communicating in the one of a
plurality of languages represented by the received telephone number when
account number is valid and when there is the predetermined amount of
credit.
25. The apparatus of claim 23, further comprising a means for performing
edit checks on the destination telephone number from the prepaid user.
26. A method of providing a multilingual prepaid telephone service
comprising the steps of:
playing announcements to a prepaid user in one of a plurality of languages
requested by the user regarding instructions about how to make a prepaid
telephone call; and
completing a requested telephone call from the prepaid user to a
destination number requested by the user in response to prompts made by
the announcements.
27. The method of claim 26, further comprising the step of calling a
destination number of a party who communicates in the requested language
in response to entry of a speed dialing alias by the prepaid user.
28. The method of claim 26, in which the one of a plurality of languages is
selected in response to entry of a predetermined toll free telephone
number by the prepaid user.
29. A method of providing a multilingual prepaid telephone service,
comprising the steps of:
receiving one of a plurality of telephone numbers from a prepaid user, each
of the telephone numbers representing operation of a multilingual prepaid
telephone apparatus in one of a plurality of languages;
storing a group of announcements in the plurality of languages;
directing at least one of the group of announcements to the prepaid user in
the language represented by the received telephone number in response to a
received one of the plurality of telephone numbers;
receiving at least one signal from the prepaid user representing a user's
account number in response to an announcement sent to the user in the
language represented by the received telephone number;
verifying the validity of the account number;
determining if there is a predetermined amount of available credit
associated with the account number;
receiving a destination telephone number from the prepaid user;
determining if there is sufficient credit available for a telephone call to
the destination number for a predetermined minimum time;
determining an available duration of a telephone call to the destination
number in light of the available credit and nature of the destination
telephone number;
completing a telephone call from the prepaid user to the destination number
if there is sufficient available credit for a telephone call to the
destination number for the predetermined minimum time;
setting a timer with the available duration of a telephone call to the
destination number;
starting the timer and running it during the telephone call to the
destination number;
disconnecting the telephone call to the destination number when the timer
runs out; and
computing a new available credit balance if the telephone call to the
destination number ends prior to the timer running out.
30. The method of claim 29, further comprising the step of:
receiving a speed dialing alias and outpulsing a routable telephone number
of an information source communicating in the one of a plurality of
languages represented by the received telephone number when account number
is valid and when there is the predetermined amount of credit.
31. Method of making a multilingual prepaid telephone call, comprising the
steps of:
calling a predetermined one of a plurality of telephone numbers, each of
the plurality of telephone numbers corresponding to a different one of a
plurality of languages;
receiving one or more announcements in a preselected language corresponding
to the predetermined telephone numbers, the one or more announcements
comprising one or more instructions on how to make a prepaid telephone
call; and
making a prepaid telephone call in accordance with the one or more
announcements.
32. The method of claim 31 in which the making step comprises the step of
using a speed dialing alias to complete a prepaid telephone call to a
party communicating in the preselected language.
33. Method of providing multilingual prepaid telephone service, comprising
the steps of:
playing instructional announcements over a public switched telephone
network to a prepaid telephone caller in one of a plurality of languages
selected by the caller; and
completing a prepaid call to a called party via a public switched telephone
network in answer to responses of the caller to the instructional
announcements.
34. The method of claim 33 in which the completing step comprises the step
of completing a telephone call to a party communicating in the one of the
plurality of languages. |
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Claims  |
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Description  |
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TECHNICAL FIELD
This disclosure relates to prepaid telephone service. More particularly,
this disclosure relates to prepaid telephone service with multiple
language service. This service will be of great use to foreign language
travelers and tourists situated in geographical areas served by
telecommunication service providers with which they do not have
established business relationships.
BACKGROUND
Advances in transportation technology have made people around the world
increasingly mobile. Larger numbers of people now travel greater and
greater distances from home. For example, there is an increasing amount of
international travel in which business travelers and tourists find
themselves outside of the geographical regions where their native
languages are normally spoken.
In addition to moving about more freely, people are becoming increasingly
reliant on telephones as a means of communicating with each other and as a
means of obtaining information and other services. The telecommunications
services provided by each telecommunications service provider are usually
limited to certain restricted geographical areas. Convenient contractual
arrangements involving billing for past services rendered are in place
only for those customers usually located in the area served by each
service provider. All others must normally use prepay systems such as pay
telephones to obtain service. This may be inconvenient for long distance
calls as a large amount of currency or a particular credit card or phone
card must be available. An international traveler who is not fluent in the
language of the region served by a telecommunications service provider has
an additional burden in using the telephone in that instructions in his
native language on how to use the telephone are normally unavailable. An
international traveler also is not easily able to obtain information such
as weather or news from a local telephone system in his or her own
language. International travelers thus have at least two significant
hurdles to overcome before a local telephone system can be effectively put
to use. First, a large amount of currency or a credit card not normally
available to everyone must be used to gain access to the telephone system.
Second, assistance and information is available only in a language foreign
to the international traveler.
There have been attempts in the past to provide pre-paid telephone service
said to be of use to travelers and tourists. See, for example, U.S. Pat.
No. 4,706,275 issued to Kamil. These efforts fall short, however, because
they do not involve multilingual capabilities of use to international
travelers. They also involve rudimentary network architectures incapable
of handling the high volume of call traffic on today's high capacity
telephone networks. The customer verification procedures are also
rudimentary, thereby making such systems subject to fraud.
There also have been efforts to develop a pay phone providing multilingual
instructions to a user on how to complete a phone call. See, Maltezos U.S.
Pat. No. 5,014,301 issued to Maltezos. These efforts are unsatisfactory
because a specially configured pay phone must be provided and the
multilingual capabilities are severely limited. This arrangement has all
of the usual disadvantages of pay phones with a limited ability to provide
a multilingual capability apart from merely making announcements about how
to make a call.
SUMMARY
The problems outlined above are solved in one example of the invention by
an apparatus and method which provides a telephone network architecture
involving a special platform connected to a node in a public switched
telephone network. The platform effectuates a multilingual prepaid calling
service on the network. Not only is access to the usual calling services
of the network easily provided without a need for a large amount of
currency, but also users of this service are provided easy access to
instructions in the user's native tongue on how to use the service.
Additional useful information is easily obtainable via the network in the
user's chosen language.
In a specific example of this invention, a telephone network is responsive
to a prepaid user dialing a toll-free 800 telephone number which accesses
a multilingual prepaid calling system in the network. There are a
plurality of possible 800 numbers each of which connects a series of
instructional announcements in a particular language to the user depending
upon the 800 number chosen by the user. The user selects the language of
the announcements by an appropriate selection of 800 number. The
announcements instruct the user to enter appropriate codes to obtain
access to the calling capability of the telephone network. A series of
speed dialing aliases are provided to permit the user to obtain
information from the telephone network in the language selected by the
user.
BRIEF DESCRIPTION OF THE DRAWINGS
FIG. 1 illustrates a telephone network in accordance with this invention
which provides multilingual prepaid telephone service.
FIG. 2 illustrates pertinent details of one of the voice response units
shown in FIG. 1.
FIGS. 3-11 are flow charts representing the operation of the circuit of
FIG. 1.
DETAILED DESCRIPTION
In the example of the invention described here, a disposable prepaid card
may be purchased from a telecommunications services provider. The card
represents a predetermined number of calling units on the network of the
services provider. Although such a prepaid card would be of use to anyone
in need of telecommunications services, it would be particularly
advantageous for foreign travelers, such as foreign tourists in the United
States. The card may be obtained directly from the telecommunications
services provider or may be obtained from an intermediary such as a travel
agent or hotel which has purchased the card from the telecommunications
services provider. The card holder will be able to use the card as a
payment vehicle to make any kind of telephone call handled by the services
provider, such as interlata, intralata, and international telephone calls.
To access a telecommunication system in accordance with this invention, a
card holder dials a specific toll free number, such as an 800 number, to
communicate with the system in his or her language of choice. The card may
identify one or more of the possible 800 numbers along with the language
associated with the 800 numbers. In one example of the invention, a
different card may be sold for each of the languages supported by the
system. In this example, only the 800 number for the language of each card
needs to be printed on the card. Instructions about how to use the card
may be given in that language on the card. The system may support any of a
plurality of desired languages such as English, Spanish, French, Japanese,
German, Italian, Swedish, Dutch, Korean, Chinese, and other languages. The
system will prompt the card holder in the selected language to enter a
card number and a destination number. The card number is verified, the
available balance is determined, and the desired call is completed, if
there is a sufficient credit balance. If there is an insufficient credit
balance, an appropriate announcement is played in the selected language
and the caller is disconnected.
The system decrements the balance associated with the card while the call
is in progress and keeps track of the call duration that the customer is
allowed for the call which is being made. If the customer's balance
depletes before the end of the call, an announcement is played in the
selected language and the customer is disconnected. If the card still has
an available credit balance when the call is finished, the customer is
informed in the chosen language of the remaining available balance and the
customer is disconnected.
In addition to communicating with the customer in a selected one of a
plurality of languages in the course of setting up a desired call and
terminating that call, the system provides convenient access to a number
of special services which are also rendered in the selected language. For
example, access to weather information and news reported in the chosen
language may be provided. Access to a translation service may also be
provided in accordance with the invention. In situations where the caller
has obtained a prepaid calling card from a re-seller of such cards, for
example, from a hotel or travel agent, the system may provide a mechanism
for obtaining information put out by that reseller such as advertising and
the like.
In addition, the system supports a number of antifraud related capabilities
including screening of the station from which the caller originates the
phone call, for example, automated number identification (ANI) screening,
and other fraud detection mechanisms.
FIG. 1 shows an example of a circuit architecture which constitutes an
example of a multilingual prepaid calling system in accordance with this
invention. This system permits a calling party to make a telephone call to
a called number without the need for having an established business
relationship with a telecommunications service provider involving post
payment for telephone calls and without the need for the caller to have a
large amount of currency or a particular credit card which would permit
currently available pay phones to be used. The calling party is connected
to the called number through one or more nodes in a public switched
telephone network (PSTN). One of those PSTN nodes 10 is shown in FIG. 1.
The node 10 may comprise a telecommunications switching system located in
a central office. The switching system may be a switching system located
in a network provided by a local exchange carrier (LEC) such as one of the
Regional Bell Operating Companies. The switching system in this case may
be, for example, an AT&T 5ESS.RTM. switching system. Alternatively, the
switching system may be a switching system located in the network of a
long distance carrier such as AT&T. The switching system in this case may
be, for example, an AT&T 4ESS.TM. switching system. There usually are a
plurality of such nodes 10 in a typical public switched telephone network.
In addition to the network node 10, the architecture of FIG. 1 also
includes a platform or adjunct 12 connected to the network node 10. The
platform may be co-located with the network node 10 or remotely located
with respect to the node 10. The platform effectuates the multilingual
prepaid calling service of the invention in conjunction with the usual
equipment contained in the rest of the public switched telephone network.
The platform 12 contains an end office digital switching system 14
connected to the network node 10 via one or more central office trunk
facilities collectively designated by reference numeral 16. For example,
the switching system 14 may be connected to the central office switching
system in node 10 via one or more conventional T1 trunks, ISDN channels,
or analog lines, as needed. The switching system 14 performs call
processing functions for telephone calls between the platform 12 and the
network node 10. The call processing functions of the switching system 14
are controlled by a host computer 18 operating in conjunction with a call
record data base 20. A back up host computer 22 serves a redundant system
for the host computer 18. The switching system 14 may be a Summa Four
SDS-1000 distributed digital switching system and the host computers 18
and 22 may be AT&T 6486 computers using the UNIX.RTM. System V, Release
3.2.3, operating system. The computers 18 and 22 may be connected to the
switching system 18 by RS-232 asynchronous 9.6 Kbps data links using the
Summa Four ADLC protocol.
A second switching system 24 similar to the switching system 14 is
connected to the network node 10 in a fashion similar to the way switching
system 14 is connected to the network node 10. The switching system 24 is
controlled by a host computer 26 operating in conjunction with a call
record data base 28 and backed up by another host computer 30. The
switching system 24, host computers 26 and 30, and call record data base
28 may share the load imposed on the switching system 14 and its
associated components. The switching system 24, host computers 26 and 30,
and call record database 28 may also provide a back up capability for the
switching system 14 and its associated components in the event of failure.
The multilingual prepaid services platform 12 also contains one or more
voice response unit (VRU) computers 32.sub.1. . . 32.sub.n which perform
voice response functions related to call setup and call takedown. These
VRU computers 32.sub.1. . . 32.sub.n communicate with the caller in his or
her language of choice to assist the caller in reaching a desired party.
They are connected to the switching systems 14 and 24 through appropriate
communications lines 34 and 36, respectively, which may be tip and ring
lines connecting appropriate ports on the computers 32.sub.1. . . 32.sub.n
to the switching systems 14 and 24. The VRU computers may be AT&T 6386
StarStation computers containing AT&T Voice Power IV (VP4) cards and
appropriate software. The computers each may have a plurality of tip ring
line ports capable of playing back 64K mu-law voice data to the caller
through the switching systems 14 and 24 in the platform 12 and through the
rest of the public switched telephone network between the caller and the
platform 12. The computers 32.sub.1. . . 32.sub.n may also contain
circuits which detect ringing on the lines connecting the computers
32.sub.1. . . 32.sub.n to the switching systems 14 and 24 in FIG. 1. The
computers 32.sub.1. . . 32.sub.n also contain circuits for detecting
on-hook and off-hook conditions on those lines, for example, a circuit
operating in accordance with port loop current detection techniques. Each
of the channels from the voice recognition unit computers 32.sub.1. . .
32.sub.n may terminate at a subscriber line interface card in the
switching systems 14 and 24.
The architecture of FIG. 1 also contains a service management computer 38
which manages a card database 40 containing relevant information about
each outstanding card such as the current balance for each card. In
addition to managing the card data base 40, the service management
computer 38 also performs operations, administration, and maintenance
(OA&M) operations for the platform 12. The service management computer 38
also provides a gateway for remote access to the prepaid services platform
12. For example, there may be a customer support center 42 which is
capable of reading the information contained in the platform 12 and a
provisioning system 44 which is able to read the information already in
the platform as well as write other information into the platform, such as
updates to the information stored in the card database 40 and entry of new
software into the platform 12. The customer support center 42 and
provisioning system 44 may be in a remote location with respect to the
platform 12 and may be connected to the service management computer 38 by
means of 9600 baud modem connections 46 and 48, respectively. A second
service management computer 50 and a second card database 52 may be
provided in the architecture of FIG. 1 to provide a backup capability for
the service management computer 38 and card database 40. The two computers
38 and 50 may be AT&T 6486 StarServers which serve as the primary and
redundant administration machines, respectively.
The computers shown in FIG. 1 communicate with one another over a local
area network 54 which may be an AT&T StarLAN 10 (Release 3.3) which
performs a remote file sharing (RFS) function involving data sharing among
the computers in FIG. 1. A backup local area network 56 is also provided
in the architecture of FIG. 1.
The following description of a call flow represents the caller's
interaction with the prepaid services platform 12. The caller is prompted
to enter certain information into the platform and is given certain
informational announcements. Communication from the platform is in a
language selected by the caller from a plurality of different languages
supported by the multilingual prepaid calling system.
The caller first dials a predetermined toll-free number, such as
1-800-LANGUAGE, to gain access to the prepaid platform 12. LANGUAGE is a
unique number for each language supported by the system, for example,
1-800-SPANISH for a situation where the caller desires to be prompted in
the Spanish language. If the prepaid calling system determines that
prepaid calls are not allowed from the originating station used by the
caller, an appropriate deny service announcement is played to the caller
in the selected language and the caller is disconnected. Otherwise, the
caller hears a welcome announcement and is prompted to enter a number
which is printed on a prepaid calling card, or in an alternative
embodiment, a number which appears on a card plus a personal
identification number which is not on the card. The prepaid services
platform then performs pre-validation checks on the card number. If the
card fails these checks, the caller is prompted in the selected language
to re-enter the card number or a card number plus PIN, as appropriate. The
caller is allowed a predetermined number of attempts to enter a correct
number, for example, three attempts. If the card fails validation or if
there is insufficient credit associated with a valid card, then an
appropriate announcement is played in the selected language indicating the
reason for denial of service.
If a valid card number and PIN (if applicable) have been entered, the
caller is informed of the available call balance in units associated with
the card. In one example of the invention, the caller first may be
prompted in the language of choice to enter a speed dialing alias. The
speed dialing alias causes the caller to be automatically connected to an
information source operating in the language of choice as determined by
the original entry of a toll-free 800 number associated with that
language. The caller next may be prompted in the language of choice to
enter a destination telephone number by entering a "1" to place a call
within the U.S. or by entering an appropriate country code to place an
international call. The prepaid system performs editing checks on the
alias or destination number. If the edit checks fail, the customer is
prompted to re-enter the alias or destination number. The caller is
allowed a predetermined number of attempts, for example, two attempts to
enter a valid alias or destination. The caller is disconnected after entry
of a predetermined number of invalid aliases or destination numbers.
If the edit checks are successful and there is sufficient credit available
for the caller's card, then an announcement is played in the language of
choice indicating that the call is being processed. If there is
insufficient credit to complete the desired call, an announcement is
played informing the caller that the available balance is insufficient to
complete the call and the caller is disconnected. Once the call is set up,
one or more of the following events can occur. A predetermined time, for
example, one minute, prior to depletion of the call balance, a disconnect
warning announcement may be directed to the caller and the call allowed to
continue. Upon depletion of the call balance, a disconnect announcement
may be played and the caller may be disconnected. In the alternative, the
caller may be permitted to use another card with an undepleted call
balance to continue the call after depletion of the call balance on a
prior card. If the called party hangs up prior to depletion of the call
balance, the caller is informed of the remaining available call balance
and the call is disconnected. Alternatively, if there is a sufficient call
balance, the caller may be prompted again in the chosen language to enter
a speed dialing alias or a destination number.
The following is a more detailed technically oriented call flow more
specifically descriptive of the operation of the circuitry of FIG. 1. As
described above, a caller dials an 800 number to access the multilingual
prepaid calling platform 12. There is an individual 800 number for each
language supported by the platform 12. The switching system 14 and host
computer 18 receive a call set up message over the trunks connecting the
network node 10 to the switching system 14. The host computer 18 obtains
the automatic number identification (ANI) of the station from which the
call originates, if it is available, for example, from the D channel of an
ISDN line. The host computer also receives the 800 number dialed by the
caller and identifies the desired language in light of the identity of the
800 number. The host computer 18 may perform ANI screening by inspecting
an ANI fraud table identifying certain stations from which calls will be
denied, for example, because it has been determined that commission of
fraud is particularly prevalent from the stations identified in the
anti-fraud table. The host computer 18 then locates an available port in
one of the VRU computers 32.sub.1. . . 32.sub.n and directs the switching
system 14 to route the call to that available port. The host computer 18
also simultaneously sends an appropriate message to the selected VRU
computer to inform that computer to process that call.
If the call fails ANI screening, the VRU computer plays an ANI fraud
service deny announcement in the selected language and disconnects the
caller. If the call passes ANI screening, the VRU computer plays a welcome
announcement and prompts the caller to enter a card number, or a card
number plus PIN in appropriate circumstances. The VRU computer collects
the numbers entered by the caller and performs pre-validation processing.
If the card fails pre-validation checks, the VRU computer prompts the
caller to re-enter the card number. In one example of the invention, the
caller is allowed three attempts to enter a valid card number including
the initial attempt. After three unsuccessful attempts, an unrecognized
card format announcement is played in the chosen language and the caller
is disconnected. If analysis of the entered digits indicates that a card
number plus PIN is needed, then the VRU computer prompts the caller to
enter the PIN in addition to the card number.
If the card passes all pre-validation checks including PIN related checks,
the VRU computer sends a query to the service management computer 38 and
card database 40 for information about that particular card number. The
database 40 receives the query and uses the card number to locate a set of
card records associated with that number. The service management computer
38 retrieves the card record from the card database 40 and sends the card
record to the appropriate VRU computer for validation. If there is no card
record for the number involved in the query, then the service management
computer 40 returns an invalid card number response to the VRU computer,
which then plays an appropriate announcement to the user in the chosen
language.
The VRU computer receives the response containing the card record and
performs a series of card validation actions. The VRU computer first
checks the expiration date of the card against a time clock maintained in
the platform 12. If the card has expired, the VRU computer plays an
expired card number announcement in the chosen language and disconnects
the call. The VRU computer also inspects a fraud indicator or flag in the
card record. If the fraud indicator is set to a deny state, the VRU
computer plays a fraud deny announcement in the chosen language and
disconnects the caller. The VRU computer similarly checks to see if a
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