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Data processing system using IC card    
United States Patent5367150   
Link to this pagehttp://www.wikipatents.com/5367150.html
Inventor(s)Kitta; Kenichi (Toride, JP); Okada; Kunihiro (Yokohama, JP); Mimura; Mitsuo (Toride, JP); Ochiai; Makoto (Oyama, JP); Nakamura; Naotake (Kashiwa, JP)
AbstractAn IC card (24) and a data memory card (23) are mounted to a terminal equipment (1) connected to a center computer (32) via a line. Confirmation information stored in the IC card is checked whether or not it coincides with confirmation information stored in an RAM (6) in the terminal equipment or confirmation information stored in the data memory card. After coincidence of the confirmation information is detected, the terminal equipment performs the processing to be conventionally performed by the center computer in place of the center computer. An IC card intake and outtake processing mechanism (104) in the terminal equipment does not send out the IC card to the outside of the terminal equipment when the power of the terminal equipment is shut down.
   














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Drawing from US Patent 5367150
Data processing system using IC card - US Patent 5367150 Drawing
Data processing system using IC card
Inventor     Kitta; Kenichi (Toride, JP); Okada; Kunihiro (Yokohama, JP); Mimura; Mitsuo (Toride, JP); Ochiai; Makoto (Oyama, JP); Nakamura; Naotake (Kashiwa, JP)
Owner/Assignee     Hitachi Maxell, Ltd. (Ibaraki, JP)
Patent assignment
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Publication Date     November 22, 1994
Application Number     07/917,678
PAIR File History     Application Data   Transaction History
Image File Wrapper   Patent Term   Fees
Litigation
Filing Date     July 22, 1992
US Classification     235/380 235/375 235/379 902/40
Int'l Classification     G06F 015/30
Examiner     Willis; Davis L.
Assistant Examiner     Sikorski; Edward
Attorney/Law Firm    
Address
Parent Case     This application is a continuation of application Ser. No. 07/490,598 filed on May 22, 1990, now abandoned.
Priority Data     Sep 26, 1988[JP]63-240257 Sep 26, 1988[JP]63-240258 Nov 21, 1988[JP]63-294035
USPTO Field of Search     235/441 235/375 235/379 235/380 235/381 235/382 902/20 902/24 902/26 902/40 364/406 364/408 364/405
Patent Tags     data processing ic card
   
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3845277
Zarins
600/562
Aug,2006

[0 after 0 votes]
4983816
Iijima
235/379
Jan,1991

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4982323
Nakamura
710/13
Jan,1991

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4961142
Elliott
705/73
Oct,1990

[0 after 0 votes]
4709136
Watanabe
235/379
Nov,1987

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4709137
Yoshida
705/41
Nov,1987

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4630196
Bednar, Jr.
709/202
Dec,1986

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4614861
Pavlov
235/380
Sep,1986

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4197986
Nagata
235/379
Apr,1980

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4114027
Slater
705/43
Sep,1978

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We claim:

1. A data processing system using an IC card comprising:

a central computer for performing data processing;

said IC card for storing confirmation information, said confirmation information including identifying information of an IC card owner; and

a terminal connected to said central computer through a communication line, said terminal including means for mounting said IC card,

input means for entering input information,

internal memory means for storing transaction information for data processing between the IC card owner and said central computer, and

processor means connected to said mounting means and said internal memory means, for performing processing in said terminal;

wherein said processor means permits said IC card to access the transaction information stored in said internal memory means so that said IC card can designate an information part stored therein or perform processing on an information part stored therein to obtain a synthesized data part, upon a coincidence determination being made that said input information entered by said input means coincides with said confirmation information in said IC card, and

said processor means performs processing on the synthesized data part or the designated information part, and transfers a processing result to said central computer via said communication line.

2. The data processing system using an IC card according to claim 1, wherein said coincidence determination is performed by said IC card.

3. The data processing system using an IC card according to claim 1, wherein said coincidence determination is performed by said processor means.

4. A data processing system using an IC card, comprising:

a central computer for performing data processing;

said IC card for storing confirmation information, said confirmation information including identifying information of an IC card owner;

memory card means for storing transaction information for data processing between the IC card owner and said central computer; and

a terminal connected to said central computer through a communication line, said terminal including

means for mounting said IC card,

means for mounting said memory card means,

input means for entering input information,

internal memory means, and

processor means connected to said mounting means and said internal memory means, for performing processing in said terminal;

wherein said processor means loads the transaction information from said memory card means into said internal memory means,

said processor means then permits said IC card to access the transaction information stored in said internal memory means so that said IC card can designate an information part stored therein or perform processing on an information part stored therein to obtain a synthesized data part, upon a coincidence determination being made that said input information entered by said input means coincides with the confirmation information in said IC card, and

said processor means performs processing on the synthesized data part or the designated information part, and transfers a processing result to said central computer via said communication line.

5. The data processing system using an IC card according to claim 4, wherein said coincidence determination is performed by said IC card.

6. The data processing system using an IC card according to claim 4, wherein said coincidence determination is performed by said processor means.

7. The data processing system using an IC card according to claim 4, wherein a processing program executed by said processor means is loaded from the memory card means by said processor means.

8. The data processing system using an IC card according to claim 4, wherein said memory card means comprises:

a first memory card for storing the processing program; and

a second memory card for storing the transaction information concerning the IC card owner.

9. The data processing system using an IC card according to claim 8, wherein said second memory card has a storage area for storing a registered account of the IC card owner and a storage area for storing a money movement history.

10. An IC card data processing system comprising a terminal device including an internal memory storing transaction information for data processing and an inputting means for entering input information, a communication line, said communication line being connected to said terminal device and an IC card, said IC card being mounted on said terminal device and storing confirmation information and at least one information part, wherein a part of said transaction information to be stored in said IC card is stored in said internal memory, said part of said transaction information stored in said internal memory is designated by said IC card, access of said IC card is performed by said terminal device in accordance with a coincidence determination being made that the input information inputted by said input means coincides with the confirmation information stored in said IC card, and synthesized information is generated based on said part of said transaction information in said internal memory designated by said IC card and said at least one information part from said IC card, and is transferred to said line with a predetermined format.

11. An IC card data processing system comprising a terminal device including an internal memory storing transaction information for data processing and an inputting means for entering input information, a communication line, said communication line being connected to said terminal device and an IC card, said IC card being mounted on said terminal device and storing confirmation information and at least one information part, wherein a part of said transaction information to be stored in said IC card is stored in said internal memory of said terminal device, said part of said transaction information stored in said internal memory is accessed by said IC card and predetermined data processing is performed thereon, access of said IC card is permitted by said terminal device in accordance with a coincidence determination being made that the input information inputted by said input means coincides with the confirmation information stored in said IC card, and synthesized information is generated based on said part of said transaction information in said internal memory designated by said IC card and said at least one information part from said IC card, and is transferred to said line with a predetermined format.

12. An IC card data processing system comprising a terminal device including an internal memory, and an inputting means for entering input information, and a memory card, said memory card storing transaction information for data processing and being mounted on said terminal device, a communication line, said communication line being connected to said terminal device, and an IC card, said IC card being mounted on said terminal device and storing confirmation information and at least one information part, wherein a part of said transaction information to be stored in said IC card is stored in said memory card, said part of said transaction information is transferred from said memory card to said internal memory upon being accessed by said IC card, or said part of said transaction information stored in said memory card is accessed by said IC card to perform a predetermined data processing, access of said IC card is permitted by said terminal device in accordance with a coincidence determination being made that the input information inputted by said input means coincides with the confirmation information store in said IC card, and synthesized information is generated based on said part of said transaction information in said internal memory designated by said IC card and said at least one information part from said IC card, and is transferred to said line with a predetermined format.

13. An IC card data processing system comprising an IC card and a memory card either one of which has first confirmation information and second confirmation information, and having card confirmation information for confirming right of one of said IC card and said memory card, said IC card and said memory card being mounted on said system, and coincidence between said first confirmation information read out from said either one of said IC card and said memory card and said card confirmation information being detected to transfer said second confirmation information to the other of said IC card and said memory card, wherein, when said system performs predetermined processing, said system detects coincidence between said card confirmation information and said first confirmation information, after detecting the coincidence, said system further detects coincidence between said second confirmation information of said either one of said IC card and said memory card and the second confirmation information transferred to the other, so that said system starts the predetermined processing when said system detects the coincidence of said second confirmation information.

14. The IC card data processing system according to claim 13, wherein said either one card is the IC card, said first confirmation information is confirmation information for confirming right of the IC card.

15. The IC card data processing system according to claim 13, wherein one of said IC card and said memory card has said first confirmation information, while the other has said second confirmation information, after detecting the coincidence between said first confirmation information and said card confirmation information, said system transfers said second confirmation information from said the other card to said either one card.

16. The IC card data processing system according to claim 14, wherein one of said IC card and said memory card has said first confirmation information, while the other has said second confirmation information, after detecting the coincidence between said first confirmation information and said card confirmation information, said system transfers said second confirmation information from said the other card to said either one card.
 Description Submit all comments and votes
 


TECHNICAL FIELD

The present invention relates to a data processing system using an IC card, and more particularly, to a data processing system in which the IC card is mounted to a terminal connected to a center computer in a financial institution via a communication line and in which data processing is performed.

BACKGROUND ART

Many computer terminals, which are installed in a financial institution, e.g., a bank for business use, are connected to a center computer via private lines. Conventionally, data processing such as payment, transfer, withdrawal of deposit, or deposit is performed by utilizing data communication between the center computer and each terminal.

In this case, each terminal, which is installed at a business department of the financial institution, is operated by employees, and a so-called general purpose personal computer is generally used as the terminal.

Recently, a data processing system has been proposed and developed, in which a customer directly operates a terminal by way of an IC card, which the customer owns, from the home or in a financial institution, and in which data processing such as payment, transfer, deposit, automatic withdrawal of the deposit, or check of the balance of accounts is performed by a computer.

In the above case, if the terminal, which is installed at the home or in the financial institution, is such a general purpose personal computer as described above, anybody can access data. Therefore, there can be the great possibility that the data is damaged or the important data is read out and fraudulently used.

For the above reason, it can be considered that a dedicated terminal be provided. In such case, however, there is a problem in that the number of dedicated terminals connected to a center computer becomes greater than in a conventional system.

In order to cope with the increase in the number of dedicated terminals connected to the center computer, the center computer having a large processing capability which can correspond to the many dedicated terminals may be introduced. However, there is a problem in that great cost is required and a conventional computer system must be wasted. In addition, it has been considered that an intermediate apparatus for processing data from the many terminals be provided. However, there is a problem in that the data processing system becomes complicated.

DISCLOSURE OF INVENTION

The present invention is made in order to overcome the problems in the above conventional technique. An object of the present invention is to provide a data processing system using an IC card, by which the load of a center computer can be decreased.

Another object of the present invention is to provide a data processing system using an IC card, in which security of data can be increased.

A terminal, itself, performs the same data processing that a center computer conventionally performs, when a user inserts an IC card into the terminal, and then transmits the processing results to the center computer. Therefore, the load of the center computer for the data processing can be decreased.

As a result, many terminals can be connected to the center computer to perform the data processing. Also, the data processing system can be configured such that a storage medium such as a memory card can be mounted to the terminal, and that programs for the data processing performed by the terminal in place of the center computer can be stored in the storage medium. With such a configuration, each time that data processing is performed, the programs required for the data processing can be selected from among the programs stored in the storage medium and loaded into the terminal. Therefore, even a terminal having a small capability for home use can perform the data processing.

In addition, a part of information to be stored in the IC card may be stored in an internal memory of the terminal or the storage medium. In such a case, the data processing system can be configured such that data communication with the center computer can be performed only when the terminal, the storage medium, and the IC card are combined with each other by a user, and thereby security of data can be increased.

BRIEF DESCRIPTION OF DRAWINGS

FIG. 1 is a block diagram showing an arrangement of a first embodiment of a data processing system using an IC card, to which system the present invention is applied;

FIG. 2 is an illustration of the appearance of a terminal in the data processing system shown in FIG. 1;

FIG. 3A is a memory map showing information stored in the IC card which is used in the data processing system shown in FIG. 1;

FIG. 3B is a memory map showing information stored in a memory card which is used in the data processing system shown in FIG. 1;

FIG. 4 is a block diagram showing an arrangement of a second embodiment of the data processing system using the IC card, to which system the present invention is applied;

FIG. 5 is a flow chart for explaining an operation of the data processing system shown in FIG. 4 when the power of the terminal is turned on;

FIG. 6 is a block diagram showing an arrangement of a third embodiment of the data processing system using the IC card, to which system the present invention is applied;

FIG. 7 are memory maps for explaining information stored in the terminal in the data processing system shown in FIG. 6;

FIG. 8 is a flow chart for explaining an operation of the data processing operation shown in FIG. 6;

FIG. 9 is a block diagram showing an arrangement of a fourth embodiment of the data processing system using an IC card, to which system the present invention is applied;

FIG. 10 is a memory map in the IC card of the data processing system shown in FIG. 9; and

FIG. 11 is a flow chart for explaining an operation of the data processing system shown in FIG. 9.

BEST MODE FOR CARRYING OUT THE INVENTION

Embodiments of the present invention will be described below with reference to the accompanying drawings.

FIG. 1 is a block diagram showing an arrangement of an IC card data processing system according to a first embodiment to which the present invention is applied. FIG. 2 is an illustration of the external appearance of a terminal in the system. FIG. 3 are memory maps for explaining information stored in an IC card and a memory card.

In FIGS. 1 and 2, numeral 1 indicates a terminal with a telephone, the telephone 2 being selectively connected to a line 30 via a switch 3, which can be operated through the telephone 2 or externally.

The switch 3 is usually switched to a telephone 2 side so that the telephone 2 is connected to a center computer 32 or the like through a switched telephone line 31. As a result, an operator can access by the telephone 2 the center computer 32 via the switched telephone line 31 and another computer 34 via the switched telephone line 31 and an answer sensor 33. Here, the center computer 32 and the another computer 34 can communicate guidance and response with the telephone 2 by way of vocal, respectively.

It is assumed that the telephone 2 is operated by a subscriber owning the IC card so that the switch 3 is switched from the telephone 2 side to a terminal 1 side in response to the operation.

Thus, a terminal 1, which has a microprocessor (CPU) 5 in the inside, is connected to the line 30 by the switch 3. The CPU 5 performs data processing on the basis of information received from an IC card 24 or information stored in RAM 6 or ROM 7 and exchanges the processing results with the center computer 32 via a modem 4, the line 30, and the switched telephone line 31.

The terminal 1 is mainly constituted by the RAM 6 which can be accessed by the CPU 5 and which is backed up by a battery, the ROM 7 for storing control programs for the data processing by the CPU 5, a memory card connector 8 to which memory cards 21, 22, and 23 are connected, a keyboard 9, an LCD display 10 for displaying guidance of an operation procedure or processing results, a printer 11 as a journal output, and an IC card reader/writer 12, in addition to the CPU 5 and the modem 4.

There are stored in the ROM 7 the processing programs such as a processing program for reading out processing programs or data from the connected memory cards 21, 22, or 23 and storing them in a predetermined storage area of an address space of the RAM 6, a processing program for exchanging data between each memory card and the terminal 1, a processing program for exchanging data between the IC card and the terminal 1 via the IC card reader/writer 12, a processing program for display processing on the LCD display 10, and a processing program for output processing to the printer 11.

The program memory cards 21 and 22 are for storing the processing programs and the data memory card 23 is for storing the data. These memory cards 21, 22, and 23 are mounted to the terminal 1 via the memory card connector 8. When at least one of these memory cards is mounted, an operator can operate a predesignated specific function key board or input a predesignated code via the keyboard 9. In response thereto, a specific processing program stored in the memory card 21 or 22 or specific data stored in the memory card 23 are loaded into a predetermined storage area of the RAM 6 in the terminal 1 by the CPU 5.

Each processing program stored in the program memory card 21 or 22 is required when the CPU 5 performs the same processing that the center computer 32 conventionally performed on the basis of information obtained from the IC card 24. In response to information which is inputted from the keyboard 9 in accordance with guidance on the LCD display 10, the memory card 21 or 22 is selectively attached, and the required processing program is loaded at the predetermined storage area of the RAM 6 in the terminal 1. In accordance with the loaded processing program, the CPU 5 performs a part or all of the data processing, which is conventionally performed by the center computer 32, on the basis of the information obtained from the IC card 24, and information representing the processing results is stored in the RAM 6.

The IC card 24 is for storing confirmation information such as a secret identification code for identifying an issuer or an owner of the card, or the like, such as, information representing an address and name of the owner, information representing the term of validity, information representing the number of times of errors, and business identification information (a business ID). Dealing or processing data such as an account number and the balance of accounts or various items of business data are stored in a conventional IC card but not stored in the IC card 24. In place of the processing data, access information for accessing the RAM 6 and reading out the processing data from the RAM 6 is stored in the IC card 24. It is assumed that the term "processing data" in this specification includes the various items of business data hereinafter. The processing data such as the account number and the balance is stored and managed in the data memory card 23, and is transmitted to and stored in the RAM 6. The balance may be stored in the IC card in addition to the data memory card or only in the IC card 24.

When the IC card 24 is mounted to the IC card reader/writer 12 in the terminal 1 by a user and confirmation information, e.g., a secret identification number of the user is inputted from the keyboard 9 by the user, the confirmation information is transmitted to the IC card 24 via the IC card reader/writer 12 by the CPU 5. An internal CPU (not shown) of the IC card 24 compares the confirmation information transmitted from the CPU 5 with confirmation information stored in the inside and, as a result of the comparison, transfers a response signal representing coincidence or noncoincidence between both sets of confirmation information to the CPU 5. When the response signal represents the coincidence, the CPU 5 in the terminal equipment 1 permits the IC card 24 to access information stored in the RAM 6. New information is synthesized from the information accessed by the IC card 24 and information stored in the IC card 24 and the synthesized information is transferred to the RAM 6 in the terminal 1. Note that there may be a case where the IC card 24 does not access the information stored in the RAM 6 and transmits only information for designating the information in the RAM 6, e.g., item data, to the terminal 1. In such a case, the terminal 1 performs the data processing in the inside on the basis of the information transmitted from the IC card 24.

In accordance with the processing program which is read out from the program memory card 21 or 22 and stored in the RAM 6, the CPU 5 in the terminal 1 performs the data processing, which is the same that the center computer 32 conventionally performs, for the synthesized information transmitted from the IC card 24 and information stored in the RAM 6. The CPU 5 converts information representing the processing results into information having a predetermined transfer format to transfer the same to the center computer 32.

When the processing result information thus converted by the terminal 1 is transferred to the center computer 32 via the modem 4, the line 30, and the switched telephone line 31, the center computer 32 performs predetermined processing in accordance with the processing result information received from the terminal 1 to transfer the processing result to the terminal 1.

Note that, though the comparing operation for determining whether or not the transmitted confirmation information coincides with the stored confirmation information is performed in the IC card 24 in the above example, this operation may be performed in the terminal 1 after the terminal 1 receives the corresponding confirmation information from the IC card 24. In addition, the confirmation information input from the keyboard 9 may be converted into information coded by way of a scramble conversion or the like and transmitted to the IC card 24.

The information accessed by the IC card 24 or information written from the IC card 24 into the RAM 6 is information concerning the processing data required for the data processing, the processing data stored in the RAM 6 including the account number and the balance of accounts. This information may be stored in the program memory card 21 or 22 as internal information and loaded from such cards into the RAM.

FIG. 3A illustrates the internal information stored in the IC card 24. The IC card 24 has storage areas of attribute information, a directory, card owner attribute information, and a data section. In the attribute information storage area is stored card identification confirmation information 24a such as an identification number of a manufacturer, an issuer or the like of the IC card 24, and a password of a user. In the directory storage area is stored business defining information 24b, which is required to access information stored in the memory card 23, such as information for discriminating a business, a start address of business information, and a user identification number. In the card owner attribute information storage area are stored card owner confirmation information 24c and card owner attribute information 24d. The information 24c is such as the term of validity, the number of times of errors, and so-called personal identification information (personal IDs) concerning persons who can use the IC card, including confirmation information concerning persons such as a owner's family or persons in charge of the account who can use the IC card 24. The card owner attribute information 24d is identification information (ID) concerning a person who is an owner of the IC card, such as an address, a name, and a telephone number of the person, and the term of validity. In the data section storage area is stored business inherent information 24e corresponding to selectable types of businesses.

As shown in FIG. 3B, the memory card 23 of the memory cards 21 to 23 has storage areas of a registered account 23a, a transaction result inquiry count 23b, a payment destination ledger 23c, a transaction detail history 23d, a money movement history 23e which is recorded in response to each dealing, a total payment history 23f, and a salary payment history 23g, which are to be stored in the IC card 24, for all the users, who can use the IC card 24, including the owner of the IC card 24. These storage areas are arranged for each user registered in the IC card 24 in the memory card 23 in accordance with access address information, e.g., a start address and a data length.

Since each card is configured as described above, the IC card 24 can access the RAM 6 to obtain required item data of the information stored in the data memory card 23 or can designate the item data in the RAM 6 in accordance with the confirmation information input, to the terminal 1, the code information to be manipulated at the time, the business defining information, and the business inherent information. Accessed information obtained from the terminal 1 is manipulated by the IC card 24. The manipulated information is converted to have the predetermined format and transferred from the terminal 1 to the center computer 32.

Thus, since a part of information to be stored in the IC card 24 is stored in the memory card 23, a data transfer operation from the terminal 1 to the center computer 32 cannot be performed unless the corresponding memory card is mounted, even though a false or valid IC card is mounted and used. Therefore, security of data can be increased.

Even if a part of data to be stored in the IC card is not stored in the memory card 23 in a separate manner as described above, security of data can be increased. This is true as a part of information necessary for the IC card may be stored directly in the internal memory (RAM 6) of the terminal 1 so that the IC card can access or designate the part to form new information. That is, this is a reason why the terminal 1 cannot be used, unless the IC card obtains the processing program for obtaining the necessary information part or the information part by accessing the internal memory of the terminal 1 or designating the processing program or the information part, even if the identification number such as a secret identification number of the IC card 24 is stolen and fraudulently used.

As described above, in the first embodiment, the access information for the IC card is loaded from the memory card into the internal memory of the terminal. However, processing may be performed in which the CPU in the terminal directly accesses the memory card or designates the information required by the IC card to load the information and transfers the information to the IC card each time information is required.

Note that, if the information to be accessed by the IC card is stored in the internal memory of the terminal from the beginning, it is not necessary to load the information from the memory card into the internal memory. In this case, the memory card can be omitted. In addition, the information to be accessed by the IC card or the processing program to be loaded from the memory card may be loaded from the center computer into the internal memory of the terminal. Further, when the program memory cards and the data memory card are used, these cards can be taken away from the terminal and managed separately, as the matter of course, and hence security can be increased.

In this embodiment, a part of the information to be stored in the IC card is stored in the internal memory of the terminal or the memory card mounted to the terminal, the information part is designated or accessed by the IC card, and information to be transmitted to the center computer is formed from the information part. As a result, even if internal information of the IC card is known by a fraudulent user, the user cannot perform the data transfer from the terminal to the center computer via the line by using a false IC card to obtain necessary information or perform the data processing, since the information stored in the internal memory of the terminal is not known. Therefore, security of data manipulated between the IC card and the terminal can be increased.

In particular, if a part of the information required by the IC card and stored in the internal memory of the terminal is stored in the memory card, data exchange cannot be performed between the IC card and the center computer via the terminal, insofar as the IC card does not correspond to the memory card. Therefore, security of data can be further increased.

Next, a second embodiment of the present invention will be described below.

When the IC card is used for the terminal, an automatic outtake mechanism must be provided because taking out the IC card is sometimes forgotten. In such a case, the IC card is sent out carelessly when the power is shut down. Therefore, there are many opportunities on which the IC card is stolen when the power failure is caused, and hence security of data is decreased.

The data processing system using an IC card, in which the above problem in the conventional technique can be eliminated, resulting in the IC card being rarely stolen and used, is shown in the second embodiment.

The data processing system according to the second embodiment includes the IC card and the terminal, to which the IC card is mounted and which performs data exchange with the IC card. The terminal is preferably provided with an IC card intake/outtake processing mechanism. By the IC card intake/outtake processing mechanism, the terminal receives the IC card such that the IC card cannot be taken out from the outside of the terminal when the IC card is inserted and sends out the IC card when the data processing system receives a signal representing a power on operation.

In this manner, since the IC card is taken in the IC card reader/writer while the IC card is mounted and cannot be taken out from the outside of the IC card reader/writer, the terminal can receive the IC card such that the IC card cannot be taken out from the outside of the terminal. Therefore, security can be increased. In addition, the IC card is not sent out when the power of the terminal equipment is shut down because of a power failure, or when the power is cut forcedly. As a result, the IC card remains inside the data processing system, and there is no occasion when a person can remove the IC card.

Therefore, opportunities for the IC card being fraudulently used can be decreased and security of the system using the IC card can be increased.

The second embodiment will be described below in detail, with reference to the accompanying drawings.

FIG. 4 is a block diagram showing an arrangement of the second embodiment of the data processing system using the IC card, and FIG. 5 illustrates an operation of the data processing system when the power of the terminal is turned on.

In FIG. 4, the same reference numerals as those in FIG. 1 indicate the same or equivalent components as those in FIG. 1.

In FIG. 4, a bus 101 is provided with a data bus, an address bus, and a control bus, and an application processing program and data, to be described later, are stored in the RAM 6 which is backed up by a battery 151.

Numeral 104 indicates the IC card intake/outtake processing mechanism which includes a transfer mechanism of the IC card and a drive mechanism for driving the transfer mechanism. The mechanism is controlled by signals on control lines 102 and 103 connected to the control bus of the bus 101 to carry the IC card into the inside of the data processing system and to carry it from the inside to the outside.

The IC card 24 is inserted and used in the terminal 1 and the IC card 24 mounted to the terminal 1 is taken in the inside of the IC card reader/writer 12, as shown by a broken line in FIG. 2. An IC card insertion port 31 has a cover closed except for when the IC card 24 is to be inserted, and even if the cover is open, the IC card taken in the inside cannot be taken out to the outside. Even if there is no cover, the data processing system must be provided with a structure by which the IC card cannot be taken out to the outside. The IC card 24 taken into the inside of the IC card reader/writer 12 once can be taken out only by driving the IC card intake/outtake processing mechanism 104.

The IC card intake/outtake processing mechanism 104, which is provided in the inside of the IC card reader/writer 12, detects the IC card 24 inserted into the IC card insertion port 31 and operates to direct the IC card 24 from the IC card insertion port 31 to a predetermined terminal contact position deep inside the IC card reader/writer 12. As shown by the broken line in FIG. 2, when the IC card is positioned at the predetermined terminal contact position, since the closest edge of the IC card 24 to the port 31 is positioned deep inside the terminal, the IC card cannot be taken out of the terminal. Numeral 8a indicates the memory card insertion port and deep inside the terminal is provided with the memory card connector 8.

With such a configuration, an operation of the data processing system is performed as hereinafter described. When a power switch (not shown) is turned on at a step 121 of FIG. 5 and the terminal 1 receives a signal representing the power being turned on, the CPU 5 performs initialization processing for internal registers, the keyboard 9, the printer 11, and the display 10 in a next step 122 in accordance with a processing program stored in the ROM 7.

Then, the IC card intake/outtake processing mechanism 104 is driven in step 123 to perform IC outtake processing. This processing is performed by transmitting a control signal for controlling outtake of the IC card 24 to the IC card intake/outtake processing mechanism 104 via the control signal line 102 by the CPU. In response to the control signal on the control signal line 102, the IC card intake/outtake processing mechanism 104 performs an operation for outtake of the IC card 24 to send out the IC card 24 from the IC card reader/writer 12 to the outside.

In response to a timing when the IC card is correctly sent out, a data processing program stored in the RAM 6 is started in a step 124, and the CPU 5 displays a message representing that the IC card 24 is to be mounted to the IC