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| United States Patent | 5602905 |
| Link to this page | http://www.wikipatents.com/5602905.html |
| Inventor(s) | Mettke; Richard P. (620 Shannahan Dr., Weaver, AL 36277) |
| Abstract | A "pay-as-you-use" communication terminal capable of interfacing with all
major commercial on-line communications services (I.E. American On-Line,
Prodigy, CompuServe, Genie, Delphi, Eworld). Users can receive a hard copy
of any activity that they conduct from the terminal through the co-located
printer. Payment of services will be made by credit card, using a
"magnetic swipe" system included as part of the terminal system. Users
will be charged for use of the system as well as normal telephone charges. |
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Title Information  |
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Drawing from US Patent 5602905 |
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On-line communication terminal/apparatus |
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| Publication Date |
February 11, 1997 |
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| Filing Date |
January 23, 1995 |
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Title Information  |
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References  |
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| *references marked with an asterisk below are user-added references |
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References  |
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| Market Size |
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Estimate the gross annual revenues of the relevant market
sector:
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| Market Share |
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Estimate the percentage of the relevant market sector this invention will capture:
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| Reasonable Royalty |
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What percentage of gross sales should the inventor or assignee be paid?
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Public's "Guesstimation" of Royalty Value
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| Market Size | N/A | [No votes] | | x | Market Share | N/A | [No votes] | | x | Reasonable Royalty | N/A | [No votes] |
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Market Review  |
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Technical Review  |
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Claims  |
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I claim:
1. A public on-line, pay-as-you-use communications terminal comprising a
housing, wherein said housing contain:
a central processing unit (CPU);
a telephone access node;
an internal modem coupled to the CPU and telephone access node;
a video display monitor coupled to the CPU;
a keyboard for providing user interface coupled to the CPU;
a credit card reader swipe device coupled to the CPU for accepting payment
by a user for use of the terminal;
means for accessing commercial on-line services and allow for user
interaction;
software installed into the CPU to allow interface with commercial on-line
service providers and credit card service centers;
a printer coupled to the CPU.
2. The terminal in accordance with claim 1 wherein said means for accessing
includes a touch screen interface attached to the monitor and further
includes a touch screen means for accepting input information from said
touch screen interface and modifying program execution accordingly.
3. The terminal in accordance with claim 1 also including, within said
housing, program means for causing said printer to print a receipt or any
other document available from a commercial on-line service.
4. The terminal in accordance with claim 1 wherein said housing includes a
durable enclosure for the CPU, monitor, internal modem and printer, and a
secured access door for service and repair.
5. A method of using a public on-line, pay-as-you-use terminal to access
commercial on-line services comprising the steps of:
swiping a credit card through a credit card swipe device; if credit is is
denied, disallowing interaction; if credit is approved, receiving charge
approval from a credit card center for use of the terminal; communicating
said approval to CPU executing a main program; in response to input from a
user who is responding to a selection of on-line services that are
assessable and displayed on a monitor in communication with said CPU and,
based on interaction between said user and said main program, controlling
switching means with said CPU to provide communication between a telephone
access node and a modem with a commercial on-line service; printing with a
printer a hard copy of documents said user requires, said printer being in
communication with the CPU; deactivating said CPU from commercial on-line
service user interaction on appropriate input from said user; printing
with said printer a billing statement. |
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Claims  |
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Description  |
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BACKGROUND--FIELD OF INVENTION
This invention relates to an electronic pay-as-you-use message
terminal/apparatus capable of interfacing with all major commercial
on-line services.
BACKGROUND--DESCRIPTION OF PRIOR ART
In the past few years there has been a remarkable growth in the use of
commercial on-line service providers (I.E. PRODIGY, COMPUSERVE, AMERICAN
ON-LINE, and DELPHI) machines. The use of the above listed services are
normally conducted in the home or office.
Individuals and businesses constantly draw from the wealth of data bases of
information available from the commercial on-line services. Commercial
on-line members also access the services for personal and leisure
activities (I.E. play games, news or sports updates, weather reports,
shopping, traveling, browsing ETC.) These services are generally accessed
from fixed site locations at home or in the office. Although, portable
terminals (lap top computers) with modems are available; they are often
cumbersome and are not user friendly for a travelling business people or
other users of commercial on-line services on the road.
There are various devices/apparatuses for conducting the
operations/applications described previously. There is however, no one
device/apparatus that brings these operations/applications together and
offers their use on a pay-as-you-use basis. A listing of known prior art:
U.S. Pat. No. 4,092,527--A calculator with interchangeable keyboards having
different preselected configurations of numeric and/or function keys.
U.S. Pat. No. 4,274,081--A data input apparatus including a keyboard and
plurality of interchangeable mats which define the function of the 39
keyboard keys.
U.S. Pat. No. 4,374,381--A touch terminal which communicates and controls a
microprocessor.
U.S. Pat. No. 4,482,955--A keyboard having an on board microprocessor for
controlling keyboard functions.
U.S. Pat. No. 4,660,218--Automatic switch apparatus for automatically
switching between a telephone set and a terminal device.
U.S. Pat. No. 5,334,823--Systems and methods for operating Data card
terminals for transaction chargeback protection.
U.S. Pat. No. 5,235,680--Apparatus and method for communicating textual and
image information between a host computer and remote display terminal.
As stated previously, the above cited prior art devices/apparatuses have
provided the majority of the technical applications/capabilities for this
on-line terminal; however none are brought together to provide for the
pay-as-you-use applications/capabilities of this device/apparatus.
Accordingly, there is no one device/apparatus that allows a user, to
access, on a pay-as-you-use basis, a commercial on-line service on an
interactive basis. The terminals would be located in such diverse
locations as airports, hotels, business centers, libraries, hospitals,
shopping malls and other locations as appropriate.
SUMMARY OF THE INVENTION
The present invention disclosed herein comprises a system for accessing
commercial on-line services on a pay-as-you-use basis. The system includes
a Central Processing Unit (CPU), internal modem, monitor, printer, credit
card reading swipe device and housing. Accordingly, besides the objects
and advantages of this device/apparatus described previously in my
application, several objects and advantages are (some restated):
(a) Users can conveniently access commercial on-line services and the
Internet at other locations other than from their fixed terminal at an
office or home.
(d) Users can receive a hard copy document from a laser printer of any
activity that they conduct at the terminal.
(e) Users will pay for the use of the terminal using a credit card swipe
apparatus. The user will be charged for use of the terminal, telephone
line use charges and additional charges by the commercial on-line service
or internet provider.
(f) Commercial on-line services will benefit greatly by the additional
exposure/access of their services.
(g) Users will have the convenience of having easy access to the services
provided by the terminal at a reasonable price; negating the need for
frequent travelers to unnecessarily carry around a cumbersome laptop
terminal with accessories for conducting on-line activities.
BRIEF DESCRIPTION OF THE DRAWINGS
FIG. 1 A typical functional embodiment is schematically illustrated by
block diagram form in FIG. 1.
FIG. 2 A typical embodiment of the terminal is illustrated in diagram form
in FIG. 2.
DETAILED DESCRIPTION OF THE INVENTION
A typical functional embodiment is schematically illustrated by block
diagram form in FIG. 1. Numeral 2 generally indicates the Terminal device
which is comprised of the monitor, keyboard w/mouse, central processing
unit w/internal modem (14.4-28 BPS), integrating software, laser printer,
credit card swiping device, telephone and telephone lines. Numeral 4
generally indicates the credit card processing service/center. Numeral 6
generally indicates the local telephone node/switching node. Numeral 8
generally indicates the feeder/access nodes for the commercial on-line
service/Internet provider. Numeral 10 generally indicates the servicing
telephone line.
"A typical embodiment of the terminal is illustrated in FIG. 2. Numeral 10
generally indicates the housing for the terminal. Numeral 11 generally
indicates the monitor. Numeral 12 generally indicates the credit card
reader swipe device. Numeral 13 generally indicates the keyboard. Numeral
14 generally indicates the printer paper discharge chute. Numeral 15
generally indicates the location of the printer behind the terminals
access door. Numeral 16 generally indicates the location of the CPU with
internal modem behind the terminals access door. Numeral 17 generally
indicates the location of the access door."
"A representative CPU with internal modem, monitor and printer could be of
the IBM AST series. A representative touch screen with controller could be
of the series manufactured by Interaction Systems. A representative credit
card reader could be the MAGTEK 21055002. "
Interconnection and operatability of the components is not discussed in
greater detail since the technology is well known in prior art.
Accordingly, the reader will see that this invention has unlimited
potential and promise in this ever emerging information age. The invention
would be a convenience for business people and travelers providing easy
access to on-line services that are quickly become the norm in day to day
living. While particular embodiments of this invention have been described
for purposes of illustration, these involve no limitations and the
invention may be carried into practice by persons skilled in the art in a
variety of ways without departing from its spirit or from the ambit of the
claims.
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Description  |
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