|
Description  |
|
|
BACKGROUND OF THE INVENTION
1. Field of the Invention
The present invention relates to information storage and authentication
thereof. Specifically, the present invention relates to a method and
apparatus for storing multi-media information in digital certificates, for
example, those conforming to recommendation X.509 for authentication and
security of directory services.
2. Background Information
As electronic resources proliferate, corresponding increases in the demands
placed upon such resources for applications such as electronic commerce
also will increase. Electronic commerce requires the authentication of
users and other data prior to the performance of transactions. That is,
they require that a level of trust be established prior to the performance
of transactions. Currently, some methods are lacking in the establishment
and maintenance of such trust.
Some prior art solutions for the establishment and maintenance of a level
of trust are in existence in the prior art. One of these includes the
CCITT Recommendation X.509: The Directory--Authentication Framework
(1988). This standard sets forth a protocol wherein certain data are
contained in a "digital certificate" which allows the authentication of a
user prior to allowing access to a directory. A variety of models are set
forth in this standard; however, certain minimum information, such as a
distinguished name, validity date range, and accompanying digital
signature, which is used to sign the certificate, are used to authenticate
users prior to access to directories being granted.
The digital certificate typically assumes that certain levels of trust have
already been established from higher levels in a directory hierarchy known
as a certification path. A certification path need not be hierarchical,
but typically is. In addition, the digital certificate described in
Recommendation X.509 has been amended to specify "extensions" which may be
used for stronger authentication. See, Draft Technical Corrigenda 2 and 3
to Recommendation X.509 .vertline. ISO/IEC 9594-8. These specify
extensions which may be included in digital certificates without modifying
the ASN.1 type certificate specified above. No provision has been made in
this standard or others of which Applicant is aware in the prior art which
sets forth an authentication framework for data by itself, which also
includes identifying information, such as that provided in the X.509
standards, for electronic commerce and/or identification, which
incorporates many of the modern data formats. These data formats include,
but are not limited to, audio, video, or executable program information.
Thus, what is required is an authentication framework which allows the
transmission of a variety of data types, but yet, allows authentication of
such data for various applications, such as modem forms of electronic
commerce.
Thus, the prior art of multimedia storage and retrieval suffers from
several deficiencies.
SUMMARY OF THE INVENTION
A method and apparatus of communicating information comprising providing a
datum which includes a digital certificate containing data. The digital
certificate including an extension which includes: a first identifier
which specifies a major classification of the data; a second identifier
which specifies a minor classification of the data; and data in a format
according to the major classification and the minor classification, the
data indicating an owner of the datum and a use for which the datum is
intended. The certificate allows authentication of the certificate itself
and the data contained therein, and the data contained in the certificate
can include information allowing verification of the identity of the
holder of the certificate.
The data includes a first portion which is in a first format according to
the major classification. The data includes a second portion which is in a
second format according to the minor classification. The major
classification specifies a basic use of the certificate. The minor
classification specifies a specific type of the certificate.
The basic use of the certificate may include identification or payment by a
credit account. The data can include a logo, a signature of a holder of
the certificate, a picture, sound, or video. The data can also include
biometric information allowing stronger authentication that the holder of
the certificate is the person to whom it was issued. The biometric
information can include a fingerprint, retinal scan, hand geometry
information.
BRIEF DESCRIPTION OF THE DRAWINGS
The present invention is illustrated by way of example and not limitation
in the figures of the accompanying in which like references indicate like
elements and in which:
FIG. 1 illustrates the flow of a certificate containing multimedia
extensions from a certificate medium to a transaction system for
authentication and use.
FIG. 2 shows a system in which embodiments of the present invention may be
implemented.
FIG. 3 shows the format of an extended X.509 digital certificate.
FIG. 4 shows a more detailed view of an extended X.509 digital certificate.
FIG. 5 shows the format of extension fields in an X.509 digital
certificate.
FIG. 6 shows a template extension for storing multi-media extensions in
embodiments of the present invention.
FIG. 7 shows an example of an identification template extension.
FIG. 8 shows a second example of an identification template extension.
FIG. 9 shows an example of a credit card template extension.
FIG. 10 shows a process which is used for authenticating and using
certificates containing multimedia extensions.
FIG. 11 shows the details of a process which checks the extension types of
a digital certificate.
FIG. 12 shows the details of a process which uses an extended digital
certificate for an identification application.
FIG. 13 shows the details of a process which uses an extended digital
certificate for a credit card payment application.
DETAILED DESCRIPTION
Implemented embodiments of the present invention include a system which
includes multimedia data in digital certificates. Although the present
invention will be described with reference to certain specific embodiments
thereof, including data structures, processes, etc . . . , it can be
appreciated by one skilled in the art that these specific details are
disclosed herein are for a complete understanding of the present
invention, and do not limit its scope. It can be appreciated by one
skilled in the art that many departures and other modifications of the
implemented embodiments of the present invention may be performed by one
skilled in the art. This invention can be practiced without these specific
details.
FIG. 1 illustrates the use of a digital certificate. A medium 120 provides
a digital certificate 125 with extensions to a transaction system 100.
Medium 120 may be any device in which a certificate may be stored,
according to the application. For example, this medium may include such as
magnetic tape, disk drive on a computer system, credit card "on-a-chip",
or other medium for storing information. Different media may be used
according to whether a transaction is performed online, via the use of a
certificate at a point-of-sale system, or for other application, such as
identification, such as a driver's license or passport. Transaction system
100 receives the digital certificate, and a certificate application 110
(which is resident in memory of transaction system 100 during runtime)
processes the certificate to determine authenticity and perform the
transaction, according to the application's requirements. Receipt of the
digital certificate may be accomplished via a certificate input device, or
over a communication medium, for example, telecommunication channels. The
digital certificate 125 contains a signature which guarantees the
authenticity of the data contained in the certificate. Once authenticated,
the application can use the data contained in the certificate according to
the transaction being performed. This transaction may include verification
(e.g. visual or biometric verification) of a holder of a certificate to
confirm that the holder is the person to whom the certificate was issued.
FIG. 2 shows one embodiment of a transaction system 100. Transaction system
100 comprises a bus or other communication means 201 for communicating
information, and a processing means 202 coupled with bus 201 for
processing information. System 100 further comprises a random access
memory (RAM) or other volatile storage device 204 (referred to as main
memory), coupled to bus 201 for storing information and instructions to be
executed by processor 202. Main memory 204 also may be used for storing
temporary variables or other intermediate information during execution of
instructions by processor 202. System 100 also comprises a read only
memory (ROM) and/or other static storage device 206 coupled to bus 201 for
storing static information and instructions for processor 202, and a data
storage device 207 such as a magnetic disk or optical disk and its
corresponding disk drive. Data storage device 207 is coupled to bus 201
for storing information and instructions.
System 100 may further be coupled to a display device 221, such as a
cathode ray tube (CRT) or liquid crystal display (LCD) coupled to bus 201
for displaying information to a computer user. An alphanumeric input
device 222, including alphanumeric and other keys, may also be coupled to
bus 201 for communicating information and command selections to processor
202. An additional user input device is cursor control 223, such as a
mouse, trackball, stylus, or cursor direction keys, coupled to bus 201 for
communicating direction information and command selections to processor
202, and for controlling cursor movement on display 221.
In implemented embodiments, another device which may be coupled to bus 201
includes a serial interface 224. This may be coupled to a certificate
input device 226 which can automatically input a certificate such as 125.
This type of device may include a magnetic reader, disk drive, card slot
or other type of automatic certificate input device.
System 100 may also include a communication device 225 which comprises a
means for communicating with other devices. This communication device may
also include a means for communicating with other nodes in a network or
across telephone lines. In implemented embodiments, this may include a
MOdulator/ DEModulator (MODEM) for communication between a first system,
for example, that providing a digital certificate, and system 100.
System 100 may also include a biometric input device 227 which comprises a
means for inputting biometric information (e.g. a fingerprint or retina
scan) from a holder of a certificate into system 100. This may allow
verification that the holder of the certificate is the person to whom it
was issued. Note, also, that any or all of the components of the
illustrated system 100 and associated hardware may be used in various
embodiments, however, it can be appreciated that any configuration of the
system that includes a processor 202 may be used for various proposes
according to the particular implementation.
In one embodiment of a transaction system 100, system 100 may be one of the
IBM AT-compatible type personal computers such as the Gateway 2000 brand
personal computer manufactured by Gateway Computer Systems. Processor 202
may be one of the Pentium.RTM. brand microprocessors available from Intel
Corporation of Santa Clara, Calif. (Pentium and Intel are trademarks of
Intel Corporation).
Note that the following discussion of various embodiments discussed herein
will refer specifically to a series of routines which are generated in a
high-level programming language (e.g., the C or C++ language) and
compiled, linked, and then run as object code in system 100 during
run-time. It can be appreciated by one skilled in the art, however, that
the following methods and apparatus may be implemented in special purpose
hardware devices, such as discrete logic devices, large scale integrated
circuits (LSI's), application-specific integrated circuits (ASIC's), or
other specialized hardware. The description here has equal application to
apparatus having similar function.
An extended digital certificate 125 is shown in FIG. 3. An extended digital
certificate, which includes the multimedia extensions to be described
here, conforms to the X.509 standard as set forth above. Extended
certificate 125 includes extended certificate information 300 and a
digital signature 302. Signature 302 is a digital signature which is
formed by performing a hash function of the extended certificate
information 300 and encrypting the result of that hash function. Any type
of hash function which generates a unique value representing the data may
be used, and the specific algorithm used to form the unique value can be
identified in the extended information, for example, as set forth below.
A detail of extended information 300 is shown in FIG. 4. Extended
information 300 conforms to Recommendation X.509, however, it contains
multimedia information (images, video, sound, and/or executable programs)
in field 416. The signature 302 shown in FIG. 3 is thus a signature not
only of the standard authentication information contained in fields
402-414, but also of field 416 containing multimedia data. Thus, the
authentication information is used for authenticating multimedia
information instead of providing access to directory services, as in the
prior art Recommendation X.509, and as modified by Corrigenda 2 and 3.
Thus, although the multimedia extension(s), if any, contained in field 416
may provide stronger authentication of the certificate 125 for directory
services than the original X.509 standard, field 416 may be used for any
purposes, according to an application's requirements, for example, for use
of a credit card for payment during a transaction.
The remaining fields 402-414 correspond with those set forth in
Recommendation X.509. Field 402 specifies the version of the certificate,
and field 404 is a unique serial number for the certificate. Field 406
specifies a signature algorithm identifier, that is, the hash function
encryption algorithm used for forming the digital signature, and a size of
the signature. The name field 408 includes a distinguished name that
specifies the issuer of the certificate (e.g. a credit card company,
company issuing an employee identification badge, or a state motor vehicle
agency issuing a driver's license). In implemented embodiments of the
present invention, for an identification template certificate, the name
would include the name, address, social security number, etc . . . of a
person being identified by the certificate. Sufficient information must be
present to specifically identify the owner of the certificate.
Validity field 410 includes a date range in which the certificate is valid.
This is also used for authentication purposes. If the certificate is
examined outside of this date range, it is invalid (e.g. an expired
driver's license, passport or credit card). The subject field 412 contains
a distinguished name which defines the subject's name that differentiates
him from other owners (e.g. other credit card holders). Under
Recommendation X.509, the field contains the directory name of the
directory for which access is desired. In implemented embodiments, it is
much broader. The last field 414 is the public key information field which
identifies and contains the public key of the encryption algorithm used to
sign the certificate. The remainder 416 of the certificate is the data
which is contained within the certificate.
Recommendation X.509 is currently lacking in facilities for identification
of the owner of a certificate, as well as for its intended use.
Implemented embodiments of the present invention address these
shortcomings by architecting extensions to the current standard in the
area of identification and template types. These specific definitions
follow.
CERTIFICATE EXTENSIONS
Several new certificate extensions are set forth in implemented embodiments
to allow for more widespread use of certificates. These extensions fall
into two categories: Extensions used for identification purposes, and
miscellaneous extensions which can be used to modify the use of the
certificate in ways which have not currently been discovered. The format
for all certificate extensions currently follows that found in the X.509
Corrigenda 2 and 3, and Amendment 1.
A detail of an extension field 500 which is a format used by each of the
extension(s) in field 416 is shown in FIG. 5. The certificates used in
implemented embodiments of the present invention include one or more
extensions of the format 500 shown in FIG. 5 in field 416. The
extension(s) in field 416, if any, conform to the X.509 Corrigenda 2 and
3. Each extension includes an identifier field 502 which contains a unique
value identifying the type of extension contained in the extension data
field 506. A criticality flag 504 indicates whether the application
reading the certificate must be able read the extension, otherwise, the
certificate fails the authentication check performed by the certificate
application process 110. The extension data then follows the criticality
flag in field 506. The extension data is DER (Distinguished Encoding
Rules) encoded. The data includes a length field followed by the octets
which make up the encoded data.
Pseudocode representing an extension is as follows:
______________________________________
Extensions ::= SEQUENCE OF Extension
Extensions ::= SEQUENCE
extnId EXTENSION.&Id({Extension}),
critical BOOLEAN DEFAULT FALSE,
extn Value OCTET STRING // DER encoding of data
value
}
EXTENSION ::= CLASS
{
&id OBJECT IDENTIFIER UNIQUE,
&ExtnType
}
WITH SYNTAX
{
SYNTAX &ExtnType
IDENTIFIED BY & Id
}
______________________________________
IDENTIFICATION EXTENSIONS
The following identification extensions are non-critical extensions.
Logo Extension
The logo extension defines a bitmap image which is used for brand
identification. One example of the use of this extension would be for a
credit card company such as VISA or MasterCard, to have their logo stored
in this extension for display when the certificate is displayed. It has
the following syntax:
______________________________________
logo EXTENSION ::=
SYNTAX ImageSyntax
IDENTIFIED BY { id-ce 30 }
}
Image Syntax ::= SEQUENCE
{
algorithm AlgorithmIdentifier, // type of image
imageData ImageData // binary data for image
}
______________________________________
Signature Extension
The signature extension represents a binary-encoded facsimile of a
hand-written signature. It may be a scanned copy of a written signature,
or the signature may be made on a touch sensitive-pad and encoded
directly. Regardless, the purpose of this extension is to display the
signature in a certificate and compare it with a hand-written signature to
verify identity. The syntax uses the same image data as the logo extension
as follows:
______________________________________
signature EXTENSION ::=
SYNTAX ImageSyntax
IDENTIFIED BY { id-cc 31 }
}
______________________________________
Picture Extension
This extension is meant to contain a picture of the owner of the
certificate. It consists of a bitmap image in some standard format. It
could be used for a picture of an owner of a certificate for an
identification or credit card certificate. It is constructed in the same
fashion as the logo and signature extensions:
______________________________________
picture EXTENSION ::=
SYNTAX ImageSyntax
IDENTIFIED BY { id-ce 32 }
______________________________________
Sound Extension
This extension will allow a certificate to contain an audio clip. It may be
used for identification of the owner's voice. It contains an audio clip
(e.g. .WAV) in some standard binary format. The format for this extension
is as follows:
______________________________________
audio EXTENSION ::=
SYNTAX ImageSyntax
IDENTIFIED BY { id-ce 33 }
}
AudioSyntax ::= SEQUENCE
algorithm AlgorithmIdentifier, // type of image
audioData AudioData // binary data for sound clip
}
AudioData ::= OCTET STRING
______________________________________
Video Extension
This extension will allow a certificate to contain a video clip. It may be
used for identification of the owners appearance or other information
which needs to be stated by the owner. It contains a video clip in some
standard binary format. The format for this extension is as follows:
______________________________________
video EXTENSION ::=
SYNTAX VideoSyntax
IDENTIFIED BY { id-ce 34 }
}
VideoSyntax ::= SEQUENCE
algorithm AlgorithmIdentifier, //type of clip
videoData VideoData //binary data for video clip
}
VideoData ::= OCTET STRING
______________________________________
If a certificate contains both an audio and video extension, they are
assumed to be synchronized in time; that is, the algorithms used to create
both of them must be able to be synchronized if both the audio and video
are started at the same time.
Biometric Extensions
This extension can represent some biometric input which is used for
identification purposes. The goal of these formats is to verify that the
user of the certificate is really who they say they are. The data stored
with the certificate would be compared with that input via some biometric
device to validate the user's identity. One possible use of this extension
is in security access cards where the user of the card must validate
themselves in order to gain entry into high-security building or room.
Biometric devices come in several forms, each of which represents data in
one or more different binary formats. Following is a list of the more
popular biometric formats and the type of extension(s) they require. An
important consideration regarding biometric devices is that the input data
from the user can change over time. That is, a person's fingerprint, hand
print, or voice can change over time, eventually rendering the certificate
invalid.
Fingerprint
Fingerprints are stored in one of three different formats: Image, language,
and index plot. Image format is simply a bitmap image which must be
visually compared to that stored in a certificate. This data will be
stored in the following extension:
______________________________________
fingerprintImage EXTENSION ::=
SYNTAX ImageSyntax
INDENTIFIED BY { id-ce 35 }
}
______________________________________
The language format is an ASCII representation of the fingerprint after
filtering the fingerprint image. This value can then be compared to that
stored in the certificate. This data will be stored in the following
extension format:
______________________________________
fingerprintLanguage EXTENSION ::=
SYNTAX FingerPrintLanguageSyntax
IDENTIFIED BY { id=ce 36 }
}
FingerPrintLanguageSyntax ::= IA5String
______________________________________
The last format for storage of fingerprints is via an index plot of the
fingerprint. This plot is also a bitmap representing the print, but only
is concerned about certain aspects inherent in the print. This extension
is also stored as an image:
______________________________________
fingerprintIndexPlot EXTENSION ::=
SYNTAX ImageSyntax
IDENTIFIED BY { id=ce 37 }
}
______________________________________
Retina Scan
Retina scans create a bit vector representing the location of blood vessels
in the retina of the eye. This relatively short vector generated by a
scanning device can be compared to that stored in a certificate for
identification purposes. Since the result is simply a bitmap, the
following extension syntax is used:
______________________________________
retinaScan EXTENSION : :=
SYNTAX ImageSyntax
IDENTIFIED BY { id=ce 38 }
}
______________________________________
Voice Print
Voice prints are usually stored as audio files and are processed to compare
two samples. Thus the audio extension format will be used:
______________________________________
voicePrint EXTENSION : :=
SYNTAX AudioSyntax
IDENTIFIED BY { id=ce 39 }
}
______________________________________
Hand Geometry
Geometry of the hand is usually stored in an image format. The following
extension is defined:
______________________________________
handGeometry EXTENSION : :=
SYNTAX ImageSyntax
IDENTIFIED BY { id=ce 40 }
}
______________________________________
Dynamic Signature
Dynamic Signature data is stored as accelerations sampled during the actual
writing of user's signature. This data will be sorted in some binary
format for later comparison with that received from the biometric device.
It is unclear what exact format this data will take.
MISCELLANEOUS EXTENSION
Account Number Extension
This extension is used to store an account number in a certificate. It may
not always be possible to use the serial number to store the account
number in the case of revocation and later reinstatement, where the same
account number would be used. Hence the serial number cannot be use in
this case as serial numbers must be globally unique. The syntax for this
extension is as follows:
______________________________________
accountNumber EXTENSION ::=
SYNTAX AccountNumberSyntax
IDENTIFIED BY { id=ce 41 }
}
AccountNumbersyntax ::= INTEGER
______________________________________
Executable Code Extension
This extension is reserved for use by applications to execute trusted code
contained in the certificate. The extension is simply a sequence of bytes
which will be interpreted by the application as an executable. The format
is as follows:
______________________________________
executablecode EXTENSION ::=
SYNTAX Executablecodesyntax
IDENTIFIED BY { id=ce 41 }
}
ExecutableCodesyntax ::= OCTET STRING
______________________________________
TEMPLATE EXTENSIONS
A template extension is used to determine which template the certificate
follows, that is, which extensions are to be found in the extensions field
in a certificate. This extension is located at a well-known place in the
extension list (e.g. the first extension) and gives insight into what the
certificate is used for and perhaps how to display the certificate to the
user. The template types are discussed in detail below. The syntax for
this extension is as follows:
______________________________________
templateExtension EXTENSION ::=
SYNTAX TemplateSyntax
IDENTIFIED BY { id=ce 41 }
}
TemplateSyntax ::= SEQUENCE
major INTECER, // major number off template
minor INTEGER // template minor number
______________________________________
An illustration of a template extension 600 is shown in FIG. 6. A template
identifier field 602 contains a unique value identifying the extension as
a template extension. The template extension is critical, that is, if the
application cannot interpret the template, it cannot use the certificate
for any purpose other than as a template for the purposes specified in the
major and minor type fields 606 and 608. The criticality flag in field 604
is set by default to "yes", however, it may be set to "no" in some
implementations. The template identifier determines which template (if
any) the certificate follows.
The template extension is made up of a major and minor type specified in
fields 606 and 608. The major type contained in field 606 represents the
basic use of the certificate, for example, whether it is used for
identification or a credit card. The minor type contained in field 608
represents the exact type of data the certificate stores. For example, a
certificate could have the major type of identification and the minor type
of driver's license. The major type specifies a certain set of required
multimedia extensions (either implicitly or explicitly through some
undefined mechanism) which must be used to verify the holder of the
certificate. Verification of the holder of the certificate can be
performed using any of the multimedia extensions set forth above.
The template extension is placed in a well-defined place in the
certificate, in this embodiment, as the first extension in the extensions
portion of the extended X.509 certificate. Implicitly, the major and minor
type specify the number and types of fields which follow in the extension,
and each extension includes an identifier which identifies the specific
extension. Thus, required major multimedia extensions 610 follows the
specification of the minor type, and required minor multimedia extensions
612 follows the required major multimedia extensions 608. Required major
multimedia extensions 610 include data common to all certificates of the
major type, and required minor multimedia extensions include data specific
to the specified minor type. Lastly, format 600 includes an "other
extensions" field 614 which are other extensions used in the certificate
which are not of the required major or minor types.
Following is a list of defined major and minor template types in
implemented embodiments of the present invention and a description of
each.
IDENTIFICATION TEMPLATE TYPE
This major type of template includes one or more of the identification
certificate extensions defined above. This class of template includes the
minor types of applications as set forth in Table 1.
TABLE 1
______________________________________
Extensions and
Minor Type Other Data Required
______________________________________
driver's license state logo, picture, birth date,
height, weight, sex, restrictions,
license number
birth certificate hospital logo, parents names, birth
date, hospital name, footprint
social security card
SS logo, SS number
library card library logo, account number
frequent flier card
airline logo, account number,
signature of user
passport country logo, picture
coiporate id badge
corporate logo, id number, picture,
audio, video
building access card
logo
medical insurance or prescrition card
logo, account/group number
______________________________________
As is apparent in the above-examples, the common element for each of the
identification extensions is the logo of the issuing authority. Thus,
required major multimedia extensions for such an extended certificate
would include the logo in the required major multimedia extensions field.
An example of an identification template is shown as 700 in FIG. 7. This
data will be contained in the extension data field 506 of a template
extension. Each f the data fields will have an associated identifier and
criticality flag, as set forth above. In this embodiment, the major type
contained in field 702 will identify the template as type identification.
The minor type, in this instance, contained in field 704, will identify
the template as being of type "California driver's license." Thus, the
basic use of the template is identification, and the specific instance of
identification is a California driver's license.
A logo (the logo of the state--the issuing authority) follows in field 706,
for the required major multimedia extensions of this identification
template. Subsequent fields in the certificate, in this example, are
required minor multimedia extensions. These include: a image of the
licensed driver in field 708; a birth date of the driver in field 710;
height, weight and sex of the driver in fields 712, 714, and 716; license
restrictions contained in field 718; and a license number in field 720.
Thus, when authentication of the certificate takes place, the hash
function is performed not only on the unextended portion X.509 portion of
the certificate, but also, on extended data 700 shown in FIG. 7. A
certificate thus contains data such as 700 which not only provides
stronger (perhaps visual or other manual) authentication of the holder of
the certificate, but also, provides a container for data which is
self-authenticating. That is, it not only allows access checking of
directories and associated directory services, but also, provides
stand-alone features not connected with any such prior art techniques.
A second example of an identification template is shown as 800 in FIG. 8.
This extension will be contained in the extension data field 506 of a
template extension. The minor type, in this example, contained in field
804, will identify the template as being of type "Birth Certificate." The
hospital logo follows in field 806, for the required major multimedia
extensions of this identification certificate. The A following fields in
the extension field are for required minor multimedia extensions. These
include: the parent's names in field 808; a birth date of the child in
field 810; the hospital name in field 812; a image of the footprint of the
infant in field 814; and a signature of the doctor in field 816.
Credit Card Template Type
This type of certificate template includes some identification portions as
well as storage for the credit card number itself. An example of this is
illustrated as 900 in FIG. 9. The major type specified in field 902 is
credit card, and the minor type contained in field 904, in this example,
is "Citibank Visa." Fields 906-912 comprise the required major multimedia
extensions fields and specify the credit card number, an image of the
user's signature, the issuer's name, and the issuer's logo. The issuer's
logo preserves the brand identity associated with the credit card (e.g.
Citibank Visa). Other information may also be associated with the
certificate, such as credit limit, etc . . . according to implementation.
Minor fields may include those as illustra | | |