A chest protector (20) for use with a vehicle restraint system having a shoulder strap and a lap belt includes an outer shell (22) having an upper retention bracket (28) opening downwardly for retaining a shoulder strap. At least one locking member (32) is positioned adjacent an opening of said retention bracket. The locking member (32) is selectively movable from a first position substantially closing the opening in the first retention bracket (28) to a second position opening the opening in the first retention bracket.
